Senior Manager - Finance - NBFC & Real Estate - CA

A. NBFC Finance, Compliance & Regulatory:

- Manage end-to-end finance functions, including borrowings and capital management.

- Ensure timely submission of RBI returns (NBS-1 to NBS-7) and ALM reports.

- Monitor CRAR, asset quality, and provisioning per RBI norms.

- Oversee fund-raising documentation, NCD issuance, and bank borrowings.

- Implement internal controls per RBIs Scale-Based Regulation (SBR) framework.

- Ensure compliance with RBI Governance Directions 2025.

B. Real Estate Company Finance & Accounting:

- Oversee project-wise accounting, budgeting, and financial reporting.

- Prepare cash flow statements, project-wise P&L, and fund utilization reports.

- Ensure revenue recognition per Ind AS / POC Method.

- Interface with sales, construction, and legal execution teams.

- Manage GST for real estate transactions, including JDA and works contracts.

- Handle RERA compliance, including escrow management and quarterly filings.

- Oversee direct tax matters and liaise with auditors and consultants.

C. Group / Consolidated Finance:

- Prepare consolidated MIS for Board review.

- Manage surplus fund investments and maintain relationships with bankers and rating agencies.

- Drive financial planning, budgeting, and variance analysis at the Group level.

- Provide strategic financial guidance on capital allocation and new projects.

Qualification & Experience:

- Chartered Accountant (ICAI) is mandatory.

- 812 years of post-qualification experience in Finance & Accounts.

- Minimum 35 years of experience in an NBFC/HFC and a Real Estate developer.

- Proven track record of heading or co-heading a Finance function.

- Candidates with dual exposure to both Real Estate and NBFC sectors are preferred.

Technical Skills:

- Accounting: Tally Prime, Ind AS / IGAAP.

- Taxation: GST (Real Estate-specific), Income Tax, TDS.

- NBFC Regulatory: RBI Returns, ALM, CRAR, Provisioning Norms.

- Real Estate: RERA Compliance, Project Accounting, JDA/JV Structuring.

- MIS & Fundraising: Board-level reporting, Bank Liaising, Loan Documentation.