Senior Manager - Credit Risk & ECL Modelling - NBFC

Senior Manager Credit Risk & ECL Modelling | NBFC | Mumbai

Are you an experienced risk professional ready to take ownership of credit risk strategy and ECL modelling in a dynamic NBFC environment?

Were looking for a Senior Manager Credit Risk & ECL Modelling to lead our efforts in IFRS 9 compliance, regulatory risk frameworks (Basel II/III, ICAAP), and credit portfolio analytics.

This is a high-impact role with direct exposure to senior leadership, regulatory bodies, and strategic decision-making.

Key Responsibilities:

- Develop and manage IFRS 9-compliant ECL models (PD, LGD, EAD, staging)

- Lead implementation of risk management frameworks: Basel norms, ICAAP, ERM

- Ensure RBI regulatory compliance, capital planning, and risk appetite articulation

- Collaborate with cross-functional teams (Finance, Data Science, Business) for model inputs and risk insights

- Oversee stress testing, audit responses, and regulatory inspections

- Present risk analytics and loss forecasts to management and stakeholders

What Were Looking For:

- 6-8 years in credit risk, ECL modelling, or loss forecasting in NBFCs/Banks/Fintechs

- Strong knowledge of IFRS 9, Basel II/III, ICAAP, RBI norms

- Proficiency in risk analytics and forecasting using Excel, Python, SQL, or SAS

- Preferably CA or FRM qualified

- Deep understanding of credit performance indicators (net/gross flow rates, recovery rates, etc.)

Why Join Us?

- Strategic, high-ownership role with a leading NBFC

- Work at the intersection of data, risk, and regulation

- Collaborate with dynamic and forward-thinking teams

- Help shape the future of credit risk and lending analytics in India