This role is responsible to create, review & implement credit policy for Cross Sell business in line with business requirements. Also responsible for maintaining productivity, delivering solutions as per predefined SLAs and implementing policy related enhancements. Responsibilities: - Formulating and implementing policy, procedures & guidelines for Cross Sell Personal Loan credit appraisal - Interacting with cross functional teams and driving the credit policy agenda and ensuring correct implementation of credit policy guidelines in origination system and decisioning platforms - Analyzing the market trends / practices and benchmarking of policies with the market - Establishing a robust Credit Analytic Frameworks to identify early warning signals, credit risk process inputs and customer segment wise risk factors - Ensure that data integrity is maintained and meet all ISO process standards as per the organizations credit policy - Analysis of portfolio and ensuring Portfolio monitoring, trigger reviews & delinquency control - Identify and implement system and process improvements to ensure accurate, thorough data is available to support high quality analysis - Drive portfolio management initiatives through the credit cycle management framework by working in partnership with product managers, credit approval team, credit operations team and collection team - Manage the interface with External / Internal Auditors; Design controls to meet all regulatory & internal requirements - Work in partnership with credit systems support team to implement key credit policy criteria in relevant credit acceptance & evaluation systems - Assist in developing and implementing training programs to improve the quality and productivity of the team Qualification: - Post Graduate / MBA/ CA Experience: - 5+ years (Preferably having exp in credit policy formulation, process management) Functional Competencies: - Knowledge of credit policy, process and associated risk in Cross Sell loans - Experiencing in analyzing the market trends / practices and benchmarking of policies - Experience in identifying internal process gaps to achieve timely resolutions Behavioral Competencies: - Process oriented mind-set - Strong communication and interpersonal skills - Problem solving and decision-making skills - People Management skills

Chennai

Senior Manager - Credit 

Job Description for Senior Manager - Credit  in Sashr Consultants in  Chennai for (5-10) years of experience. Apply Now!