Senior Manager/AVP - Retail Central Audit

KEY RESPONSIBILITIES:

- Experience in undertaking audit for retail asset products and performing audits for retail lending business as per the risk-based audit plan.

- Conducting independent assessment, identifying associated risks and mitigants, financial analysis and identify miss outs.

- Review documentation of pre- and post-disbursement conditions and monitoring practices and controls.

- Assess the Early Warning Signal (EWS) identification mechanism and its effectiveness.

- Identify potential weaknesses in risk evaluation, monitoring and overall related processes, and recommend appropriate corrective actions.

- Review adherence to internal processes as well as regulatory guidelines.

- Assesses and make appropriate recommendations to improve the governance processes on business decision making, risk management and control; promote appropriate ethics and values within the organisation; and ensure effective performance management and staff accountability etc.

- Undertake audits, special investigations or reviews at the request of Audit Committee of Board (ACB), Senior Management or Regulators.

- Preparation of Business Understanding Document and Audit Checklist ensuring adequate audit scope coverage.

- Review of work performed by the team along with Audit Findings and Discussion/Closure of the same with auditee.

- Preparation of audit reports with adequate documentation and post-report activities and closure of the audits in system.