Senior Credit Manager - Working Capital

Designation - Senior Credit Manager

Location - Kolhapur (Local candidates preferred)

Product - Working Capital

Qualification - CA/MBA preferred

Early Joiners will be preferred

Max CTC: 12LPA

Functional Competencies :

Accountable for the entire credit granting process, including the consistent application of a credit policy, periodic credit reviews of existing customers, and the assessment of the creditworthiness of potential customers, with the goal of optimizing the mix of company sales and bad debt losses.

- Have a thorough knowledge of credit-related laws.

- Be willing to periodically travel to customer sites.

- Have considerable experience with customer negotiations.

- Works in a fast-paced office environment.

- Expected to travel to customer locations on short notice to conduct negotiations.

- Occasional overtime may be necessary.

Behavioural Competencies :

- Judgment and Decision Making

- Eye for detail and identification of early warning signals.

- Should have strong quantitative skills.

- Leadership and team development skills.

- Teamwork & Strong communication skills

Job Responsilbities :

Financial Responsibilities :

- Responsible for maintaining the quality of the portfolio, by maintaining the desired delinquency levels as defined in the budget

- Should maintain the credit costs and budget for credit as decided