Senior Credit Manager - Commercial Real Estate - NBFC

About the role:

An NBFC is hiring a Senior Credit Manager for its Commercial Real Estate lending book.

Key responsibilities:

- Credit evaluation: financial analysis including cash flow assessments and risk profiling of commercial real estate borrowers

- Financial due diligence: review balance sheets, profit and loss statements and the creditworthiness of potential borrowers

- Portfolio monitoring: track loan performance, flag risks and assist in credit monitoring processes

- Industry and market analysis: stay current on CRE market trends, regulatory changes and industry developments

- Reporting and documentation: prepare credit reports, risk assessments and internal presentations for senior management

- Regulatory compliance: ensure adherence to internal policies and regulatory guidelines for credit underwriting

- Stakeholder coordination: work with business teams, credit committees and external agencies

Candidate profile:

- 5-10 years in credit risk assessment, financial analysis and loan structuring within the NBFC or banking sector.

- Strong financial modelling and credit analysis skills, proficiency in MS Excel, and the ability to assess financial risk, borrower credibility and loan structuring strategies.

- Excellent report-writing and presentation skills.