DEPARTMENT DESCRIPTION:

GLOBAL BANKING AND ADVISORY (GLBA) /Credit Portfolio Management - Financial Assets and Insurance (GLBA/CPM/FAI). The mission of CPM/FAI is to provide credit analysis and manage the credit relationship with clients of FAI. This position has a focus on Financial Institutions (Funds, Asset Manager, Banks, Brokers, Insurance and NBFIs) located in the Asia Pacific.

MAIN ACCOUNTABILITIES:

- The individual will be responsible for credit analysis of existing or new financial institution clients/counterparties related to the following industries: banks, brokers, insurance companies, asset managers, regulated funds, pension funds; and private equity funds.

- Products lines encompass OTC derivatives, prime services products, foreign exchange, repo, securities lending and structured transactions. Clients may also require committed loan facilities. Day to day responsibilities include:

- Process credit requests in a timely manner to meet business deadlines and maintain the annual review cycle.

- Research and analyze financial data on the client to prepare high quality analysis in credit applications that address client credit risk and transaction risk.

- Conduct sector research covering Asia Pacific to support the analysis.

- Develop strong credit judgment skills when recommending credit facilities, taking into consideration facility size, tenor, and suitability for client.

- Propose obligor ratings using our internal rating tools.

- Manage key components of counterparty credit administration such as internal ratings, trading documentation (ISDA/CSA, GMRA, GMSLA, GTB), and credit risk limits. Become knowledgeable of credit terms for legal documents and follow up with legal department on negotiations.

- Perform ongoing monitoring of client credit quality to identify a possible deterioration of credit quality.

- Monitor exposure and manage credit limit exceptions. Adapt to ongoing accounting and regulatory changes that affect credit limits and exposure.

- Coordinate all aspects of a credit request, liaising with legal staff, Risk Division and relevant parties.

- Assist in special credit related assignments and projects, as required.

COMPETENCIES Required:

- Ability to organize time and manage deliverables to deadlines.

- Ability to identify and accommodate shifting priorities with little notice

- Ability to analyze and evaluate counterparty risk and financial condition based utilizing quantitative and qualitative data.

- Acquire ability to complete work with minimal or no supervision

- Possess a high degree of enthusiasm and energy to learn a variety of financial institution industry sectors.

- Ability to work in a team environment, interfacing with team members, front office bankers and salespersons, risk team, and clients.

TECHNICAL SKILLS Required:

- Proficiency using Word for written analysis and Excel for spreadsheet analysis

- Ability to acquire knowledge of the accounting, legal and regulatory issues governing relevant sectors.

- Ability to investigate/research/synthesize data and make appropriate conclusions as to what is causing the observed result(s)

- Ability to write concisely and in a way that conveys analysis and conclusions without minimal follow-up questions

- Develop competency with SG's internal systems.

Desired:

- Knowledge of capital markets/traded products and committed financing facilities

- Knowledge of Asian Banking Industry.

- Advanced Excel skills, such as macros and pivot tables.