Role Overview:

- Portfolio Surveillance: Participate in monitoring, documenting, underwriting, and reacting to the credit quality of an assigned portfolio of loans within the Corporate Banking Portfolio Management functional area.

- Strategic Planning: Contribute to large-scale planning related to functional area deliverables.

- Risk Evaluation: Review and research moderately complex business challenges that require an in-depth evaluation of multiple factors.

- Team Leadership: Resolve moderately complex issues and lead a Corporate Banking Portfolio Management team to meet project deliverables while leveraging a solid understanding of the functional area, policies, procedures, and compliance requirements.

- Collaboration & Mentorship: Collaborate and consult with peers, colleagues, and mid-level managers to resolve issues, achieve goals, lead projects/teams, or serve as a mentor for less experienced staff.

Required Qualifications:

- Experience: 4+ years of experience in Corporate & Institutional Banking (CIB) Portfolio Management.

- Education: At least an MBA or an equivalent postgraduate qualification.

- Core Experience: 4+ years of experience in credit analysis, portfolio management, debt research, corporate lending, or structured finance (corporate loan analysis or CLOs).

- Technical Skills: Advanced Excel and strong analytical skills.

- Communication: Strong verbal and written communication skills. Ability to clearly and concisely speak on complex topics, backed by robust business writing skills.

- Interpersonal Skills: High level of personal motivation, strong interpersonal skills, and the ability to effectively collaborate across global teams and continents.

Job Expectations & Day-to-Day Responsibilities:

- Financial Analysis: Conduct financial statement analysis covering various trends, including computing key performance and leverage ratios for leveraged loans.

- Deal Summarization: Read and understand credit agreements of loans to summarize key deal terms and structural mechanics.

- Performance Tracking: Analyze loan portfolio financial performance and trends, including reporting on troubled loans, losses, and recoveries.

- Compliance & Covenants: Review monthly client reporting to check for completeness and accuracy of financial calculations, including covenant compliance testing.

- Surveillance Reporting: Track and report on financial trends of the client or bank-issued loans, and prepare monthly and/or quarterly surveillance decks for senior leadership review.

- Data Management: Maintain internal databases and spreadsheets for robust portfolio reporting.

- Workflow Coordination: Train and mentor junior colleagues, review and oversee their analytical outputs, and undertake team workflow planning.

Preferred Specializations:

- Domain Asset: Experience in Asset-Backed Finance (ABF) is highly preferred.

- Professional Credentials: CFA (Level I, II, or III) or CA / CS / CWA / FRM certifications.

- Automation Skills: Advanced Microsoft Office skills (Excel & PowerPoint) with direct experience utilizing Macros, VBA, or coding for process automation.