Senior Compliance Officer - NBFC/FinTech

Key Responsibilities:

- Ensure compliance with all applicable laws, including RBI regulations, Digital Lending Guidelines, NBFC Master Directions, and IT Act and all necessary laws applicable to NBFCs.

- Overseeing and managing compliance programs, ensuring adherence to regulatory requirements, and collaborating with internal and external stakeholders.

- Develop and implement policies, process, SoPs across functions

- Conduct regular audits, and provide guidance to teams on compliance processes.

- Translate regulatory frameworks into internal process changes across product, tech, credit, operations, and collections

- Build a compliance program from current-state to inspection-readiness - policies, testing cycles, monitoring, escalation

- Act as the organization's early-warning system on regulatory developments and their operational implications

- Own end-to-end compliance with various NBFC related RBI guidelines and specifically RBI's Digital Lending Directions 2025 - map each obligation to a process owner, track remediation, and maintain an up-to-date compliance matrix

- Monitor and interpret new RBI circulars, Master Directions, and supervisory guidance; assess operational and product impact on the Company and drive internal process changes accordingly

- Lead preparation for and management of RBI on-site and off-site inspections

- Manage the annual compliance risk assessment process & conduct periodic compliance audits and identify gaps and breaches

- Design and deliver compliance training across the organization; build a compliance-aware culture

- Ensure Board-level reporting on risk and compliance metrics.