Job Summary:

We are looking for an experienced Senior Business Analyst to support a strategic Credit Risk and Lending Transformation program. The role requires strong expertise in understanding the end-to-end customer lending journey while working closely with model development teams, business stakeholders, and data teams to ensure business requirements are accurately captured and aligned with strategic data sources and regulatory expectations.

The ideal candidate should possess excellent business analysis capabilities, strong stakeholder management skills, and a deep understanding of credit and lending processes within the banking domain.

Key Responsibilities:

- Collaborate with business stakeholders to gather, analyze, and document detailed business requirements.

- Support Credit Risk Model Development initiatives by translating business requirements into functional specifications.

- Analyze and map the end-to-end customer credit and lending journey to identify process improvements and business requirements.

- Develop process maps, business workflows, use cases, and functional documentation.

- Work closely with business, risk, technology, data, and model development teams to ensure alignment across workstreams.

- Support the creation of executive presentations, project documentation, and stakeholder materials.

- Facilitate workshops and requirement gathering sessions with senior business stakeholders.

- Ensure business requirements align with strategic data sources and future-state architecture.

- Perform impact assessments, gap analysis, and process optimization activities.

- Coordinate with multiple stakeholders to resolve business queries and support successful project delivery.

Required Skills:

- Strong experience in Business Analysis within Banking or Financial Services.

- Deep understanding of the end-to-end Credit and Lending lifecycle.

- Experience supporting Credit Risk or Lending Transformation initiatives.

- Expertise in Business Requirement Documents (BRD), Functional Requirement Documents (FRD), process mapping, and workflow documentation.

- Strong stakeholder management and communication skills.

- Experience conducting workshops and requirement elicitation sessions.

- Knowledge of strategic data sourcing and business data requirements.

- Ability to translate business needs into clear functional specifications.

- Strong analytical, problem-solving, and documentation skills.

- Experience working in Agile or Hybrid project environments.

Preferred Skills:

- Exposure to Credit Risk Model Development or Model Implementation projects.

- Understanding of Financial Services Architecture (FSA) frameworks and strategic data initiatives.

- Experience with process mapping tools such as Visio or Lucidchart.

- Familiarity with JIRA, Confluence, or other project management tools.

- Knowledge of regulatory banking initiatives related to credit risk.