Senior Associate - Risk Analytics - Auto Lending/NBFC

Urgently Hiring for a leading NBFC

Job Responsibilities

- Lead and Own Risk analytics and Portfolio management for Auto Lending Products

- Drive and monitor the portfolios on daily/weekly/monthly basis to maintain risk metrics at desired levels by continuously analysing, identifying, and eliminating the high- risk segment from portfolio.

- Recommend corrective actions for maintaining a healthy portfolio and lower loss rates.

- Define various metrics & tracking's for assessment of the through the door quality, approvals and performance

- Prepare dashboards and MIS for internal policy teams, stakeholders and senior management for ongoing visibility and update on various trends

- Deep dive with data and recommend policy changes and decision making around risk & opportunities for the businesses

- Collaborate with Data Capabilities team and Analytics team to explore and refine usage and improvement of existing scorecards/models and new data sources

- Track changes in policy/process/new use case through data trends and provide insights for effective decision making

- Engage with stakeholders to present insights & recommend actionable across different LOBs