Role objective:

To support the Risk function and ensure proper risk management practices at all levels of business.

Reporting Authority:

Director - Risk.

Education:

CA / MBA / CFA or equivalent from reputed institute.

Experience:

6 - 8 years of post-qualification experience preferably in Credit Rating, Credit / Investment risk underwriting in Wholesale Banking / NBFCs / ARCs / Private Credit Funds / AMCs / Transaction Advisory / etc., across diverse sectors. Prior experience in Structured Finance, Special Situations / Distressed Credit, Infrastructure Project Finance, Real Estate lending, Private Equity, etc. would be an added advantage.

Job Description:

We are looking for a dynamic and result oriented candidate for the risk division.

The candidate would be responsible to:

- Evaluate investment proposals to highlight key risk areas in deals across diverse funds (Distress, special opportunity, real estate, and infrastructure). Responsibilities include:

i. Analysis of business risks (industry and company specific)

ii. Financial statement analysis to evaluate the credit worthiness of the company and highlight important financial strengths and weaknesses

iii. Industry analysis / Peer comparison

iv. Vetting assumptions in financial projections and perform sensitivity analysis of key assumptions

v. Highlight structural risks and recommend mitigating measures

vi. Review due diligence reports

- Risk monitoring (Monthly / Quarterly / Annual) for invested portfolio and promptly alert senior management to significant risk issues.

- Timely capturing of the news alerts and feeds relevant to the investee companies and the underlying industries.

- Evaluating due diligence, debenture trust deeds and other documents and communicating observations to investment team.

- Assisting the risk team in establishing processes / policies / frameworks and ensuring proper controls across business groups.

- Fostering a partnership among the various business and support groups to create a compliant business environment and culture.

Skill Sets:

Functional Skills:

- Strong understanding of finance and accounting concepts, especially adjustments in cash flow and leverage metrics.

- Ability to identify key characteristics and drivers of diverse sectors / businesses.

- Knowledge of risk assessment and control.

- Prior experience in credit risk assessment, credit research or equity research will be an additional advantage.

Soft skills:

- Excellent communication and presentation skills.

- Analytical mind with problem solving aptitude.