Description: Were hiring a Senior /Lead Product Manager to own strategy and end-to-end delivery for Scienaptics digital credit underwriting products and upstream integrations with Loan Origination Systems (LOS).
Youll define the multi-quarter roadmap, drive cross-functional execution with.
Engineering, Data Science, and GTM, and ship products that materially improve approval rates,.
loss outcomes, and operational efficiency for lenders.
What youll do:
- Set strategy & outcomes: Define vision, north-star metrics, and a multi-quarter roadmap for AI/ML underwriting and LOS integrations; align execs and partner teams.
- Lead discovery: Partner with customers (underwriters, risk analysts, credit ops, compliance) to frame problems, validate hypotheses, and translate insights into clear product requirements and narratives/PRDs.
- Ship platform capabilities: Drive standard product features and reusable components (requirements, functional/technical specs, usability, integration patterns) that scale across consumer and SME lending.
- Own delivery: Run prioritization and sequencing; break strategy into epics/stories; collaborate daily with Engineering and Data Science in a scrum/kanban process to launch high-quality releases.
- Instrument & iterate: Define success metrics and telemetry; design experiments; analyze lift (approvals, losses, time-to-decision) and continuously refine models, policies, and workflows.
- Integrations & ecosystem: Establish and evolve common integration requirements with LOS and data providers; reduce time-to-implement through standards, SDKs, and documentation.
- Market & competitive insight: Track credit risk trends, regulatory developments, and competitor moves; translate insights into roadmap choices.
- Go-to-market partnership: Coordinate launches with Sales, Marketing, and Professional Services; contribute to pricing/packaging, solution playbooks, and enablement.
- Customer experience: Champion a user-centric UX that drives adoption and stickiness.
across stakeholders (underwriters, risk, analytics, and executives).
- Raise the bar: Mentor PMs/associates and improve product rituals, decision quality, and execution velocity.
What youve done (requirements):
- 8+ years of product management (or equivalent), with 3+ years owning a complex B2B platform or data product end-to-end.
- Domain expertise in consumer or SME lending with exposure to digital underwriting and LOS ecosystems.
- Proven record shipping MLor rules-driven decisioning products with measurable business impact (eg., , approval lift, loss reduction, Ops efficiency).
- Strong product discovery toolkit (user research, JTBD, problem framing, experiment design) and exceptional written communication (clear specs, narratives, and stakeholder docs).
- Analytical fluencycomfortable with metrics, dashboards, and basic SQL/BI; able to define instrumentation and experimentation.
- Technical depth to collaborate on APIs, data models, scoring policies, and system trade- offs (no need to code, but you can reason about complexity and risk).
- Experience leading cross-functional teams and resolving complex prioritization across executives, GTM, Delivery/PS, and Engineering.
Nice to have:
- Experience with model governance and regulatory explainability in credit (eg., reason codes, adverse action workflows).
- Background in pricing/packaging and commercial strategy for enterprise SaaS.
- Platform/ecosystem chops (developer docs, SDKs, integration frameworks).