Risk Policy Role - Unsecured Retail - Credit Cards Pre-Acquisition

- Develop, implement, and manage pre-acquisition risk policies and strategies for the credit card business.

- Monitor acquisition portfolio performance, approval trends, sourcing mix, and early delinquency indicators.

- Perform data-driven analysis to identify risk trends across segments, channels, geographies, and profiles.

- Evaluate and refine eligibility criteria, bureau cut-offs, scorecard-based policies, and sourcing rules.

- Partner with Business, Analytics, Product, Operations, and Technology teams for policy execution and risk sign-offs.

- Support implementation of scorecards, digital journeys, and automation initiatives.

- Track key risk KPIs against defined risk appetite and recommend corrective actions.

- Ensure compliance with regulatory and internal risk governance frameworks.