Relationship Manager - MSME - Working Capital

Key Responsibilities

- Drive business growth by achieving targets for Retail Asset Products MSME loans, working capital funding, and business loans.

- Identify, acquire, and manage MSME and corporate clients for working capital requirements.

- Service clients needs promptly and ensure high levels of client satisfaction.

- Generate leads for cross-selling of banking products and services.

- Build and maintain a quality loan portfolio, minimizing delinquencies and ensuring healthy credit quality.

- Monitor and maintain MIS reports, tracking performance against targets.

- Develop strong relationships with internal stakeholders (credit, operations, risk) for smooth processing.

Required Candidate Profile

- 4 - 9 years of proven experience in MSME lending / working capital funding to corporate and SME clients.

- Demonstrated ability to handle a loan book size of 25 Cr or above.

- Strong knowledge of credit assessment, documentation, and financial analysis.

- Excellent communication, negotiation, and relationship-building skills.

- Self-driven with the ability to work independently and achieve business targets.

Qualifications

- Bachelors degree in Commerce, Finance, or Business Administration (MBA/PGDM preferred).

- Relevant experience in Banking, NBFC, or Financial Services industry