Regional Credit Manager - Car Loans

Regional Credit Manager - Car Loans

- Responsible for credit Underwriting of the eligible borrowers in accordance with the laid own policy guidance's for the Region.

- Responsible from login to sanction ,Including interaction with borrowers to understand Credit requirements wherever necessary for the Region.

- Getting approvals internally and documenting approval, deviations etc as per credit policy.

- Supervising and guiding a team of Credi managers , ACM, DCM.

- Complete Transaction Within the Prescribed TAT.

- Responsible for ED and NS.

- Recommended New Experiments and programs to test new segments and monitors the performance.

- Responsible for minimizing Fraud risks by constantly evaluating process gaps and improving risk policy.

- To facilitate business team to achieve monthly/annual business targets.