Recovery Head - Secured Loans

Key Responsibilities:

- Lead overall collections and recovery strategy for the organization.

- Monitor portfolio delinquency, bucket movement, and recovery efficiency.

- Manage recovery operations for secured loan portfolios including Home Loans and LAP/Mortgage Loans.

- Handle legal recovery processes including SARFAESI proceedings, possession, auction coordination, and legal follow-ups.

- Ensure proper execution and compliance of CERSAI registration and related recovery procedures.

- Coordinate with legal teams, advocates, collection agencies, and branch teams for recovery actions.

- Drive collection productivity and reduce NPA levels across the portfolio.

- Develop recovery MIS, dashboards, and management reporting systems.

- Strengthen field collections processes and legal escalation mechanisms.