PTC India Financial Services - Manager - Risk

Objective:

To assist in the effective implementation of risk management frameworks and foster a strong risk culture within the organization by executing policies, processes, thresholds, and controls that enable prompt risk identification, accurate risk measurement, and effective risk mitigation.

Key Responsibilities:

- Review credit appraisal notes, including financial projections and analysis, and assess credit risk through annual report reviews.

- Assign and review internal ratings by monitoring performance against stipulated covenants and Early Warning Triggers.

- Contribute to the development and enhancement of risk reporting dashboards for management and Board meetings.

- Support the development of the Risk and Control Self Assessment (RCSA) framework and Key Risk Indicators for effective operational risk management.

- Assist in reviewing the ICAAP Policy, preparing ICAAP calculations, and enhancing ICAAP models/methodologies in line with internal policies and regulatory guidelines.

- Undertake additional responsibilities as assigned by the Chief Risk Officer.

Educational Qualifications:

Experience:

- Ability to work in cross-functional teams and coordinate with multiple stakeholders for project completion.

- Strong commitment and clear communication skills, both verbal and written.

- In-depth understanding of credit risk assessment processes, including valuation methodologies and credit risk assessment models.

- Knowledge of accounting concepts, capital adequacy, and components of balance sheets and income statements.

- Deep understanding of model/data constructs and theoretical/conceptual frameworks for model development.

- Proficiency in analyzing and interpreting data trends or patterns using appropriate mathematical frameworks and statistical tools.

- Strong analytical and problem-solving skills, with a high level of numeracy and research capabilities.