Description:

Role Description

As the Policy & Digital Loan Origination System (LOS) Lead, you will own the end-to-end credit decisioning architecture. This role is central to translating credit strategy into digital execution, ensuring risk frameworks scale efficiently with business growth.

You will design and digitise credit policies, configure rule-based decisioning within the Loan Origination System, and continuously refine frameworks using portfolio performance and early risk indicators. Working closely with product, technology, analytics, and business teams, you will help build robust, low-friction credit systems from the ground up.

What youll own

- Design and implementation of credit policies across EV asset classes (CVs, fleet, emerging use cases)

- Digital LOS configuration and rollout (rules engine, workflows, approvals, maker-checker)

- Development and calibration of scorecards, surrogate models, and policy matrices

- Translation of credit policy into system logic with minimal manual touchpoints

- Continuous refinement using portfolio performance, early signals, and risk feedback

- Close collaboration with product, tech, analytics, and business teams.

What were looking for

- Strong grounding in credit policy and underwriting (banking/NBFC/leasing background preferred)

- Proven experience with digital LOS platforms and rule-based decisioning

- Ability to balance risk discipline with growth velocity

- Builder mindset - comfortable with ambiguity, iteration, and rapid scaling

- Experience in EV / asset finance / structured or project finance is a strong plus

Experience & Skill Set:

- 610 years of experience in credit policy, underwriting, or risk management within banking, Non-Banking Financial Companies, or leasing institutions

- Hands-on experience with digital Loan Origination Systems and rule-based decisioning platforms

- Strong understanding of credit lifecycle management, approval workflows, and portfolio performance metrics

- Ability to balance risk discipline with growth and turnaround time objectives

- Strong analytical skills and data-driven decision-making ability

- Excellent stakeholder management and cross-functional collaboration skills

- Builder mindset with comfort operating in ambiguous, fast-scaling environments

- Experience in Electric Vehicle finance, asset finance, structured finance, or project finance is a strong advantage

Why join us?:

- Build the credit policy and digital decisioning foundation from the ground up

- Own high-impact systems that directly influence portfolio quality and scale

- Work at the intersection of credit, technology, and EV mobility

- Partner closely with leadership to shape a category-defining platform