Product Manager - MSME Lending

- Develop and manage product strategy, business plans, and distribution models for MSME lending.

- Design, enhance, and monitor corporate lending products such as Term Loans, Working Capital, Supply Chain Finance, Bill Discounting, and Equipment/Machinery Finance.

- Drive marketing initiatives and growth strategies to increase customer acquisition and portfolio penetration.

- Manage P&L accountability for MSME lending products, ensuring profitability and sustainable growth.

- Monitor market trends, competitor offerings, and regulatory guidelines to identify opportunities for product innovation.

- Collaborate with credit, risk, operations, and sales teams for seamless product execution and process improvements.

- Support training and enablement of sales teams to strengthen product distribution.

Required Candidate Profile:

- Degree required; MBA/PGDM in Finance/Marketing.

- 8+ years of experience in Corporate Lending / MSME Lending with exposure to product management.

- Hands-on experience in lending products with ticket sizes of - 10 Cr and above.

- Strong understanding of credit assessment, structuring, and financial analysis.

- Demonstrated expertise in Working Capital, Term Loan, Supply Chain Finance, Bill Discounting, and Equipment Finance.