Designation: Product Manager - Lending Systems

Location: Gurugram / Bangalore - WFO

As NBFC Lending, we are looking for a hands-on Product Manager who will own the end-to-end lending technology stack. This is a true 0 to 1 role: you will select, implement, and stabilize core systems (LOS / LMS / BRE / Collections / Leasing), manage vendors, drive change management, and act as the critical translation layer between business, risk, credit, legal, finance, and technology.

You will operate in a regulated, fast-moving environment and will be accountable for clean regulatory reporting, disciplined release governance, and enabling operational teams to become self-sufficient on the new platforms.

Key Responsibilities:

Lending Product Stack Ownership:

- Own the product roadmap and configuration of LOS, LMS, BRE, Collections, and Leasing modules

- Translate regulatory (RBI), credit, risk, and business requirements into precise system specifications

- Ensure modules go live and remain stable, processing loans/leases within defined SLAs with clean regulatory reporting

Vendor Management:

- Lead the full vendor lifecycle: selection, commercial negotiation, implementation, and ongoing relationship management

- Manage change requests, assess complexity, and drive vendors to meet SLAs and timelines

- Maintain clear governance and escalation paths with all technology partners

Implementation Leadership:

- Drive end-to-end system implementations including UAT, data migration, cut-over, and post-go-live stabilization

- Run disciplined change/release management processes appropriate for a regulated NBFC environment

- Prefer pragmatic, compliant buy-not-build solutions while protecting long-term flexibility

Change Request & Roadmap Management:

- Establish and run a functioning change-request and release governance process with zero unplanned compliance gaps

- Prioritize and sequence the product roadmap in partnership with business and risk stakeholders

- Continuously balance speed of delivery with regulatory and operational risk

People & Change Management:

- Design and deliver training programs, SOPs, and certification frameworks for operational teams

- Drive adoption tracking and ensure teams become self-sufficient within defined rollout timelines

- Act as the primary interface between business process owners and technology / vendor teams

Experience & Qualifications Required:

- 5 - 10 years of experience in lending technology / product management, with meaningful time spent in an NBFC, bank, or lending-products company

- Hands-on experience implementing or managing LMS / LOS platforms

- Proven track record of leading system implementations end-to-end (UAT, data migration, go-live, stabilization)

- Experience running change/release management processes in a regulated environment

- Demonstrated ability to train and enable operational teams (SOP creation + adoption tracking)

- Working knowledge of RBI guidelines related to technology for lending and the broader lending regulatory framework

- Comfortable operating in a 0 to 1 / early-stage build environment with limited organizational support structures

- Domain depth in lending, vehicle/asset financing, or leasing is strongly preferred