Product Manager - Lease Rent Discounting - NBFC

We are looking Product Manager-LRD for one of the best & fastest growing NBFC in India.

Kindly find below the job description for your ready reference.

Key Responsibilities

- Define LRD product construct, pricing logic, target segments, and lifecycle management

- Lead design of eligibility criteria, lease structuring norms, and repayment models

- Identify and integrate enablers like legal validation, rent escrow setup, tenant diligence, etc.

Policy & Risk Management

- Co-create credit policy in partnership with credit/risk teams

- Define LTV norms, FOIR/DSCR logic, lease quality checks, and deviation frameworks

- Setup early warning indicators and risk monitoring dashboards

Process Design & Execution

- Build end-to-end operational processes for origination, disbursement, and monitoring

- Define system flows (LOS/LMS), key checkpoints, and stakeholder R&R

- Design assisted journeys with RM involvement and digital enablement

Business Setup & GTM

- Lay down blueprint for sales team engagement, lead funnel, and sourcing strategy

- Define playbook for DSA, connector, and partner-led sourcing

- Train front-line teams, design collaterals, and drive adoption in early geographies

Tech, Vendor & Capability Building

- Work with tech team to build/modify core systems, integrations (property, legal, CKYC, lease validation)

- Identify and onboard key vendors (valuation, legal, compliance partners)

- Ensure documentation, eSign, eStamp, escrow account journeys are digital-ready.