Product Manager - Credit Syndication

Business Unit: Wholesale Banking

Experience: 5 - 10 Years

Location: Mumbai

About the Role:

We are looking for an experienced Product Manager - Credit Syndication to join our Wholesale Banking team. The role will be responsible for driving fee generation through syndication of transactions and sell-down of identified exposures from the Bank's balance sheet, supporting underwriting and de-risking strategies.

The ideal candidate should have strong experience in credit syndication, deal structuring, lender/investor management, financial analysis, and transaction execution, along with strong market knowledge and relationship management skills.

Key Responsibilities:

- Prepare transaction-related materials including Information Memorandum, Financial Models, Term Sheets, Teasers, Pitch Books, and presentations for deal placement.

- Facilitate the lender/investor approval process, from Head of Terms and in-principle approval through final sanctions and documentation.

- Coordinate and negotiate with stakeholders during the transaction documentation and closure process.

- Manage relationships with existing lenders and investors and build a strong network of institutional participants.

- Identify and evaluate potential credit syndication and sell-down opportunities in the market.

- Conduct market scoping and origination activities, including cold calling and client outreach.

- Track business news, industry publications, rating actions, Bloomberg, MCA filings, and other market intelligence sources to identify potential transaction opportunities.

- Engage with prospective clients to understand their financing requirements and generate new business opportunities.

- Maintain and manage the team's MIS and transaction pipeline reporting.

- Support team-related activities including SOP reviews, internal audit (IA) engagements, and process-related initiatives.

- Work closely with internal stakeholders to ensure timely execution and closure of transactions.

Required Skills & Experience:

- 5 - 10 years of relevant experience in Credit Syndication.

- Strong understanding of credit transactions, loan syndication, sell-downs, and underwriting/de-risking strategies.

- Experience in preparing Information Memorandums, financial models, term sheets, teasers, pitch books, and presentations.

- Strong understanding of the lender/investor approval and sanction process.

- Proven experience in client origination, relationship management, and institutional investor/lender engagement.

- Strong financial analysis and transaction evaluation skills.

- Good understanding of market and industry trends with the ability to identify potential business opportunities.

- Strong communication, negotiation, stakeholder management, and presentation skills.

- Ability to work in a fast-paced, target-oriented Wholesale Banking environment.

Educational Qualification:

Graduation: Any Graduate

Post Graduation: Any Post Graduate