We are scouting for a sharp, data-driven Product Manager to spearhead the Business Rule Engine (BRE) ecosystem for a high-growth digital lending platform.
This is a pivotal "Alpha" role where you will own the logic that powers real-time credit decisions for millions of users. You will sit at the intersection of Risk, Data Science, and Engineering to build a seamless, automated underwriting powerhouse.
Key Responsibilities:
- Strategic BRE Ownership: Manage the end-to-end lifecycle of industry-leading decision engines (e.g., FICO, Sentinel) to drive hyper-personalized lending.
- Policy Architecture: Partner with Risk and Analytics teams to translate complex credit policies into automated rule-sets and decisioning frameworks.
- Growth Optimization: Run daily performance audits on decisioning logic to improve user conversion rates while maintaining a razor-sharp focus on risk appetite.
- AI-Risk Integration: Collaborate with AI/ML squads to deploy advanced models for specific user segments.
- Regulatory Guardrails: Ensure 100% alignment with RBI guidelines, KYC/AML norms, and data privacy standards.
- Technical Execution: Convert business requirements into high-quality functional specs (BRD/FRD) and oversee API integrations and staging.
Candidate Profile:
- Domain Expertise: 3-7 years of experience in FinTech or Banking, specifically within Credit Risk or Lending Management Systems (LMS).
- Technical Must-Haves: Hands-on experience with Business Rule Engines (FICO, Sentinel, Experian, or similar) is mandatory.
- Data Proficiency: Strong grip on SQL for data validation and a deep understanding of API data flows.
- Mindset: An entrepreneurial "builder" who thrives in fast-paced, high-stakes environments.
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