Product Head - Banking

Description:

Duties and Responsibilities:

Product Lifecycle Management:

- End-to-End Product Implementation (ideation to post-launch monitoring)

New Product Development & Modifications:

- Development of new products and modifications to existing products to meet market and customer needs, in line with compliance and regulatory requirements.

Product Monitoring:

- Ensure products launched are performing optimally.

- Track and monitor portfolio delinquency and take necessary actions to maintain portfolio health.

Governance & Compliance:

- Alignment of products, policies, and processes with the latest regulations and the banks internal guidelines.

- Internal & external compliance

Business & Collections Team Support:

- Product Support for Business & Collections teams

- Effective training for product & process

Stakeholder Management:

- Ensure proper alignment with all key stakeholders: Customers, Business team, Credit team, Collections team, senior management & across other functions in the Bank.

Experience / Skillset / Certifications Required:

- Educational Qualification Masters degree in Business, Finance, Technology, or a related field

Relevant Job Experience:

- 12+ years of experience in product management, preferably within the Banking or financial services industry.

- In-depth knowledge of banking products, policies, and compliance requirements.

- Proven track record of successfully managing the product lifecycle from concept to execution.

- Ability to work with cross-functional teams and manage multiple stakeholders.

- Excellent communication, presentation, and interpersonal skills.

- Strong analytical and problem-solving skills.

- Knowledge of P&L management and strategic product positioning.