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Poonawalla Fincorp Reviews by Employees

Senior Executive

Assistant Manager

Senior Field Officer

Field Officer

Relationship Manager

Branch Manager

Area Credit Manager

Deputy Manager

Collections Executive

Collection Officer

Area Sales Manager

Operations Executive

Area Officer

Senior Collection Executive

Sales Executive

Senior Sales Officer

Area Manager

Manager

Credit Manager

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Senior Manager

Executive

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Sales Officer

Collections Manager

Senior Collection Officer

Area Collection Manager

Operations Manager

Regional Credit Manager

Brach Operation Manager

Back Office Executive

Credit Processing Associate

Team Lead

Telecaller

Senior Sales Executive

Channel Sales Manager

Operations Officer

Credit Analyst

Assistant Manager Collections

Junior Relationship Manager

Management Trainee

Automobile Valuation Officer

State Head

Executive Accountant

Customer Service Executive

Customer Service Manager

Deputy Manager Legal

Branch Operation Officer

Senior Legal Executive

General Manager

State Administration Manager

Area Sales Officer

Accountant 

State Collection Head

Regional Sales Manager

Territory Business Manager

Sales

Team Manager

Credit Process Analyst

Branch Head

Senior Officer

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HR Trainee

HR Executive

Office Boy

Sales Coordinator

a) Credit Policy Development: Develop, review, and enhance the credit policies & procedures for Pre owned car products, to maintain a balanced and effective risk management approach while supporting business objectives. Understanding credit policies of partnerships and aligning the same to ensure that it meets the company's overall risk appetite. b) Portfolio Risk Assessment & Monitoring: Assess credit risk in the portfolio on an ongoing basis through in-depth analysis of good/bad segments. Identify data gaps/anomalies and reconcile the same with partners. Establish credit monitoring mechanisms to track the performance of the credit portfolio and proactively identify potential areas of concern. Track & report FLDG requirement and availability wherever applicable. Present portfolio performance and insights to senior management on monthly basis. c) Data Analysis & Automation: Utilize data analytics to gain insights into credit trends, customer behavior, and portfolio performance, and use this information to optimize credit policy decisions. Collaborating with Data Science & Tech Team for increasing extent of automation and system decisioning (including use of AI/ML techniques) to maximize the coverage of transactions through system. Developing, deploying, maintaining and updating scorecards / policy rules (BREs) in system. Ensure successful UAT is conducted for all BREs rules coded in the system. d) Regulatory Compliance: Stay up-to-date with the latest regulatory guidelines and ensure the credit policy adheres to all relevant legal and regulatory requirements set forth by relevant authorities. e) Cross-functional Collaboration: Collaborate with various departments, including Finance, Operations, IT, Data Analytics, Business, Credit and Collections, to integrate credit policy considerations into their respective functions. f) Ad-hoc assignments: Ad-hoc assignments related to credit risk and portfolio analytics from time to time - Minimum Qualification - Master's degree in finance, economics, data science, IT, CA, MBA - Minimum 5 years of experience in retail lending space in risk and policy role for co-lending products at a Bank / Large NBFC / Fintech; experience in portfolio risk analytics and system automation. - Good understanding of Indian retail lending market including digital lending and fintech space - Candidate should possess effective communication and presentation skills, stakeholder management capabilities, inclination towards automation and extensive use of analytics.

Pune

Poonawalla Fincorp -  Policy Manager - Pre Owned Car Loan 

Job Description for Poonawalla Fincorp -  Policy Manager - Pre Owned Car Loan  in POONAWALLA FINCORP LIMITED in  Pune for (5-10) years of experience. Apply Now!

Poonawalla Fincorp -  Policy Manager - Pre Owned Car Loan  | iimjobs.com