Role: Payment Audit

Location: Mumbai

Role Overview:

- We are seeking a highly skilled Internal Auditor with proven experience in the payments or fintech domain.

- This is a client-facing consulting role where you'll assess internal controls, evaluate risks, and support clients in building resilient and compliant processes across their digital payment platforms, financial operations, and technology systems.

- You will play a crucial role in safeguarding the integrity of our clients' financial operations and helping them navigate the complex regulatory landscape.

Key Responsibilities:

- Lead and execute risk-based internal audit projects for clients in the payments and fintech sectors.

- This involves planning, scoping, and executing audits to ensure a thorough examination of client processes.

- Evaluate controls over core payment functions, such as transaction processing, settlement, chargebacks, fraud management, Anti-Money Laundering (AML)/Know Your Customer (KYC) compliance, and digital wallets.

- Your expertise will be key to identifying vulnerabilities in these critical areas.

- Review operational, financial, and IT controls to ensure compliance with global and local regulatory standards (RBI, PCI-DSS, GDPR, etc.

- You will be the expert on regulatory requirements, ensuring clients meet their obligations.

- Deliver insights and actionable recommendations to improve client risk management and internal control frameworks.

- This isn't just about finding problems; it's about providing solutions.

- Collaborate with cross-functional teams at client sites, including Risk, Compliance, Product, Finance, and Technology.

- Strong interpersonal and communication skills are essential for building trust and working effectively with diverse teams.

- Prepare and present clear, concise, and high-quality audit reports to client leadership.

- Your reports will be a primary tool for communicating findings and recommendations.

- Support clients in remediation of audit findings and implementation of risk mitigation strategies.

- This includes providing guidance and monitoring progress to ensure issues are resolved effectively.

- Stay current on trends, innovations, and regulatory changes in the fintech/payments ecosystem.

- Continuous learning is vital to staying ahead in this fast-paced industry.

Qualifications:

- Experience: A minimum of 5-7 years of experience in internal audit, risk management, or a related field within the payments, fintech, or financial services industry.

- A Master of Business Administration (MBA) is strongly preferred.

- Certifications: Professional certifications such as Certified Internal Auditor (CIA), Certified Information Systems Auditor (CISA), or PCI Professional (PCIP) are highly desirable.