Optimo Capital is revolutionizing the Loan Against Property (LAP) market in India by creating the country's 1st Digital LAP product. Optimo also operates physical branches, with current locations in Karnataka, Tamil Nadu, Andhra Pradesh, and Telangana, and plans to expand to 50 branches by March 2025. Optimo Capital, founded in 2023 by Prashant- Pitti (co- founder of EaseMyTrip and alumnus of IIT- Madras), is a Bengaluru- based NBFC focused on empowering underserved MSMEs in India

Location: HSR Layout, Bangalore

Department: Finance & Accounts

Experience Required: Minimum 3 years (post-qualification) with CA or 6yrs experience with MBA

Qualification: Chartered Accountant (CA)/MBA

Job Summary:

We are looking for a qualified and detail-oriented Finance Manager (CA) to join our growing NBFC team in HSR Layout, Bangalore. The ideal candidate must have at least 3years of post-qualification experience and strong expertise in TDS, GST, RBI returns, co-lending operations, and NBFC accounting practices. Experience with Zoho Books or Zoho Finance Suite is essential.

Key Responsibilities:

1. Financial Accounting & Compliance:

- Maintain accurate books of accounts using Zoho Books, in line with applicable accounting standards.

- Ensure timely filing and reconciliation of TDS and GST returns.

- Monitor statutory compliance and handle tax audits as required.

2. RBI and Statutory Reporting:

- Prepare and file required RBI returns (e.g., DNBS, NBS forms) as per timelines.

- Ensure compliance with RBI circulars, guidelines, and inspection requirements.

- Coordinate with internal and statutory auditors during audits.

3. Co-lending Operations:

- Manage day-to-day accounting, reconciliation, and settlement of co-lending transactions.

- Work closely with partner banks/NBFCs to ensure seamless coordination and reporting.

- Ensure compliance with co-lending agreements and regulatory requirements.

4. MIS & Financial Analysis:

- Prepare MIS reports, financial summaries, and dashboards using data from Zoho and Excel.

- Perform variance analysis, forecasting, and budgeting support.

- Provide actionable insights to management based on financial performance.

5. Internal Controls & Process Improvement:

- Strengthen internal controls across financial operations.

- Identify and implement improvements or automation within Zoho Finance and related workflows.

Required Skills & Competencies:

- Chartered Accountant (CA) with minimum 3 years of post-qualification experience.

- NBFC experience is mandatory.

- Strong command over TDS, GST, RBI reporting, and financial compliance.

- Proficient in Zoho Books / Zoho Finance, MS Excel, and regulatory portals.

- Experience in co-lending operations and reconciliations.

- Strong analytical mindset, attention to detail, and problem-solving ability.

Preferred:

- Exposure to IGAAP, IND AS and financial reporting standards.

- Familiarity with NBFC audit processes and financial systems integration.

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Posted By

Pavithra R

Head – Human Resources at OPTICAP HOLDING INDIA PRIVATE LIMITED

Last Active: 20 November 2025

Job Views:
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Applications: 97

Recruiter Actions: 31

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Banking & Finance