Health insurance

Job/Soft skill training

Cafeteria

Office cab/shuttle

Annual health checkup

Free meal

International/On-site exposure

Professional degree assistance

Mental health wellbeing

Life insurance

Maternity leaves

Ofbusiness  Reviews by Employees

Senior Executive

Assistant Manager

Deputy Manager

Manager

Senior Manager

Customer Relationship Manager

Business Development Manager

Management Trainee

Chief Manager

Sales Manager

Software Engineer

Team Manager

Executive

Senior Executive Operations

Relationship Manager

Deputy Manager HR

Analyst

Senior Business Development Manager

Assistant Manager Operations

Operations Manager

Finance Executive

Regional Manager

Assistant Manager Customer Relations

Underwriting / Appraisal of credit proposals in line with the policy within laid down TATs. Analyzing the Financial statements, Cash flow / Bank statements, and Ratio analysis for assessment of working capital/ Term Loan/ other funding requirements of the SME. Key Responsibilities - Evaluate and underwrite loan applications post-credit processing. - Conduct Quantitative & Qualitative Analysis, including Personal Discussions (PD) to assess creditworthiness. - Perform Financial Analysis: assess balance sheets, profitability, and net worth. - Conduct Banking and Statutory Analysis: evaluate bank statements, EMI patterns, tax filings, and GST compliance. - Carry out Legal Checks: identify any existing complaints or legal red flags. - Recommend loan decisions (Approve/Reject) as per credit policy. - Collaborate with Sales and Operations Teams to support disbursements and business targets. - Monitor portfolio performance and suggest policy updates based on risk insights

Gurgaon/Gurugram

OfBusiness - Credit Underwriter - Working Capital/Term Loans 

Job Description for OfBusiness - Credit Underwriter - Working Capital/Term Loans  in OFB TECH Pvt Ltd in  Gurgaon/Gurugram for (2-7) years of experience. Apply Now!

OfBusiness - Credit Underwriter - Working Capital/Term Loans  | iimjobs.com