About OXYZO

OXYZO Financial Services Ltd. is a leading RBI registered NBFC headquartered in Gurugram. We are into SME & Enterprise Lending with 5k+ customers spread across Pan-India. We have our offices spread across 20+ cities in India including NCR, Chandigarh, Jaipur, Indore, Ahmedabad, Mumbai, Bangalore, Hyderabad, Chennai, Kolkata, etc.

Incorporated in 2017 , OXYZO has built an AUM (Asset Under Management) of 8,400 Cr+ since its inception in Nov 2017 and its growing at CAGR of 35-40% and 4%+ RoA. We are backed by marque set of PE/VC investors including Creation Investments, Matrix Partners, Norwest, Tiger Global and Alpha Wave.

We were valued as a unicorn in a Series A round in March 2022. OXYZO has 40+ lenders on its Balance Sheet which includes SBI, SIDBI, Federal Bank, IDFC First Bank, Axis Bank, Indusind Bank, Bandhan Bank ,Bank of Baroda, Union Bank, Indian Bank, IOB etc.

OXYZO also has a SEBI registered Alternate Investment Fund (AIF) focused on emerging enterprises with commitments of INR 750Crs and a Debt Capital Market (DCM) advisory vertical which has structured/syndicated transactions of INR 4000Crs+ in the last 3 years.

Role Description:

We are expanding our Emerging Enterprise Lending vertical which focuses on customers in the INR 250 - 750 Crs topline range across Manufacturing, Engineering, Pharma & Chemicals, Infrastructure, Power etc. and are hiring for the role of Business for our Gurgaon, Mumbai, Bangalore, Chennai & Hyderabad offices. We are specifically looking for passionate, talented and hungry individuals who excel in client acquisition, relationship management & deal structuring.

Key Responsibilities:

- Acquire new Emerging Enterprise clients in the INR 250 - 750 Crs topline range in PAN India across Manufacturing, Engineering, Pharma & Chemicals, Infrastructure, Power etc.

- Leverage their own existing regional networks to expand the portfolio and further build upon that

- Well versed with structuring deal notes, financial models, cash flow projections to assess credit viability.

- Negotiate and structure transactions, as per clients requirement within our lending frameworks, including term sheets, covenants, pricing, security packages etc.

- End to End conclusion of the disbursement process (documentation, legal and technical valuations, Escrow account Operationalization, Charge sharing with other lenders etc.)

- Collaborating with the leadership to identify and capitalize on new growth clusters, industries and products

Key Qualifications & Skills:

- Educational Background: CA / MBA (Finance) from Tier I / Tier II Institutes.

- Experience: 3 years+ in working with an NBFC in Enterprising Lending.

- Strong exposure to sectors such as Manufacturing, Engineering, Pharma & Chemicals, Infrastructure, Project Finance etc

- Understanding of Client Coverage & financial modeling

- Exposure to various bespoke financing structures such as Working Capital / Acquisition / Capex /Leasing etc.

- Excellent communication, analytical and client engagement skills.

- Ability to work in a fast-paced, collective & shared learning environment with focus on driving transactions along with cross-functional teams.

What you get:

- Industry best internal growth and progression (in terms of Grade / Wealth / Team / Learning) with one of India's biggest and fastest growing NBFCs

- Opportunity to work alongside and learn from some of the best commercial stalwarts

- Meritocratic and Rewarding Environment

- Opportunity to do unconventional lending products with distinct USPs (Product Structuring, Best TAT, Broader Client Coverage, Higher Risk Appetite, Superior Client Experience, etc.)

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