Judgmental Underwriting Analyst | 3 - 6 Years |Bangalore  What you- ll be doing : Some of the responsibilities are to :  - Prepare, review and analyze creditworthiness of personal and commercial loan origination's and renewals.   - Manage judgmental underwriting by evaluating additional customer information including company financials.  - Manage large scale end to end projects, including vendor scores and technological implementation assessments.  - Leverage customer data and transactional unstructured data to build risk segmentation and mitigation strategies.  - Perform various departmental functions, including loan criteria monitoring, risk rating and stress testing.  - Ensure an appropriate balance between risk and customer experience at application,authentication, transaction, funds disbursement, and within client contact points.  - Complete complex analyses identifying authentication strategy and procedure gaps, manage implementation process across all credit life cycles to affect change.  - Build necessary reporting to track the effectiveness of underwriting strategy and decision tools.  - Work in tight collaboration with credit operations and customer service to ensure business effectiveness of Risk & Fraud strategy.  - Work with Technology team to drive availability of relevant data, tools and infrastructure and continue to enhance automated underwriting capability.  Experience & Requirements :   - Bachelors/ Masters degree in Statistics, Economics, Finance, Mathematics, or a related quantitative field from a premier institute (IIT, IIM or equivalent)  - Minimum 3+ years of data mining experience preferably in a risk management context.   - Knowledge of US consumer lending and credit risk management practices - credit card, personal loans, mortgage lending experience.   - Expertise in statistical tools such as SAS, R and/or SPSS or related.   - Experience in data manipulation languages such as SQL, Python preferred.   - Excellent written and verbal communication skills.   What we are looking for in you : (Examples below) :   - Must be comfortable with a rapidly-changing workspace.  - The successful candidate will have a demonstrable analytic, problem solving, and leadership skills.  - A perfectionist who tempers it with deadlines.  - Experience and desire for working in a fast-paced, ever-changing environment.  - Must have excellent communication and influencing skills, and be able to work across multiple groups with ease.  - A positive - can do- attitude.  - A constant drive to improve the experience of our users and our internal processes: "How can I make things better- "  - Ability to remain focused and work in an open work place with frequent distractions.

Bangalore

Numetric Technologies - Judgmental Underwriting Analyst - IIT/IIM 

Numetric Technologies - Judgmental Underwriting Analyst - IIT/IIM  ,Job Description for Numetric Technologies - Judgmental Underwriting Analyst - IIT/IIM  in Numetric Technologies Pvt Ltd in  Bangalore for (3-10) years of experience. Apply Now!

Job Description for Numetric Technologies - Judgmental Underwriting Analyst - IIT/IIM  in Numetric Technologies Pvt Ltd in  Bangalore for (3-10) years of experience. Apply Now!