National Collection Head - Leading Bank

Job Description:

- Strategy & Planning: Develop and implement national collection strategies for CV/Tractor loans, aligning with business goals and maintaining portfolio health.

- Performance Management: Set targets, monitor delinquency (DPD, buckets), control NPA levels, and ensure high productivity and efficiency.

- Team Leadership: Recruit, train, and manage collection managers and field executives across regions; foster a high-performance culture.

- Operations Oversight: Manage agency performance (SLAs), oversee repossession activities, and handle high-value/complex cases personally.

- Reporting & Compliance: Provide regular updates to senior management on portfolio performance, risks, and recovery trends; ensure adherence to legal/regulatory guidelines (SARFAESI).

- Asset Quality: Drive initiatives to recover overdue amounts and minimize losses, protecting the company's financial assets.