MMAD Communications - Chief Technology Officer - Payment Aggregator

Chief Technology Officer (CTO) - Payment Aggregator

Location: Gurgaon

Compensation: - 30-50 LPA

Role Overview

We are seeking an experienced Chief Technology Officer (CTO) to lead the organization's technology strategy, system architecture, and information security for an RBI-licensed Payment Aggregator. The role involves ownership of mission-critical transaction platforms, regulatory compliance, and leadership of high-performing technology teams.

Key Responsibilities

- Define and own the end-to-end technology architecture and roadmap aligned with business objectives

- Design and manage scalable, high-availability transaction systems

- Lead Engineering, DevOps, Information Security, and QA teams

- Manage RBI audits, regulatory inspections, and compliance requirements

- Drive implementation and governance of PCI-DSS, ISO 27001, and CERT-In frameworks

- Oversee UPI, Cards, Net Banking, payouts, settlements, and reconciliation systems

- Manage and strengthen relationships with banks, payment networks, and technology partners

Candidate Profile:

Experience:

- 10+ years of experience in FinTech / Banking / Payments technology

- Minimum 5 years in a senior leadership role

- Mandatory exposure to RBI compliance for Payment Aggregators / Payment Gateways

- Technical Expertise

- Strong experience with cloud platforms (AWS / Azure / GCP)

- Expertise in API-led and microservices-based architectures

- Hands-on understanding of high-availability and high-throughput systems

- Solid knowledge of databases, DevOps, and system reliability engineering

- Compliance & Regulatory Knowledge

- RBI Payment Aggregator guidelines

- PCI-DSS, ISO 27001 standards

- CERT-In requirements

- DPDP Act and data protection regulations

Qualifications

- B.Tech / BE / MCA (mandatory)

- Security or compliance certifications preferred

Leadership Attributes

- Strategic thinker with strong execution capability

- Deep focus on compliance, security, and risk management

- Proven people leader with the ability to scale teams and systems

Preferred Background

Candidates from FinTechs, Banks, NBFCs, Payment Gateways, or Core Banking companies will be preferred.