Company Description: MAS Financial Services Limited is a leading provider of retail financial services, offering a comprehensive range of financial products tailored to Micro, Small, and Medium Enterprises (MSMEs). With an expansive presence across multiple states in India, MAS is dedicated to empowering lower and middle-income groups by providing essential financial solutions such as working capital loans, machinery loans, two-wheeler loans, and more. With over three decades of operational excellence, MAS has positively impacted more than 2 million customers, supported by a robust distribution network. Role Description: MAS Financial Services is seeking a highly skilled and motivated Regional Credit Head (Secured Business Loans) for its Hyderabad location. This full-time, on-site role is pivotal in overseeing the credit operations for secured business loans within the region, ensuring top-tier customer service, managing a high-performing team, and driving sales performance. The Regional Credit Head will manage secured business loans with a ticket size of less than Rs. 25 Lakh across Telangana and Andhra Pradesh. Key Responsibilities: - Lead and manage the regional credit team to ensure smooth and efficient operations. - Oversee the underwriting process for secured business loans, ensuring thorough risk assessment and adherence to company policies. - Provide training, guidance, and mentorship to the credit team to enhance their capabilities and performance. - Conduct regular visits to branches and borrowers to foster strong relationships and understand operational challenges. - Collaborate closely with business partners, the Head Office (HO) credit team, and the collections department to ensure streamlined processes. - Manage the legal and technical aspects related to the property, ensuring compliance and safeguarding company interests. - Oversee the collections process, ensuring effective management of up to three buckets of collections. - Monitor the overall portfolio performance, preparing and presenting detailed MIS reports to the Head Office as required. Qualifications: - Proven experience in managing credit teams and underwriting secured business loans. - Strong understanding of credit risk management, legal, and technical aspects of property management. - Demonstrated ability to drive team performance, providing effective training and leadership. - Ability to manage a diverse portfolio, with a focus on achieving sales and collection targets. - Excellent communication and interpersonal skills, with a customer-focused approach. - Familiarity with MIS reporting and portfolio performance analysis. - This is an excellent opportunity for an experienced professional looking to make a significant impact in a dynamic and growing organization.

Hyderabad

MAS Financial Services - Regional Credit Head 

Job Description for MAS Financial Services - Regional Credit Head  in MAS Financial Services Ltd in  Hyderabad for (8-10) years of experience. Apply Now!