Credit: - Preliminary screening of commercial real estate financing transactions and structuring. - Interaction with in-house team (relationship, legal, technical and operations) to provide solution to clients in coordinated and timely manner. - Interaction with client to understand their business model, organization structure and financing needs. - Also resolution of queries and collection of information on ongoing basis. - Credit analysis & due diligence. Preparing Credit & Risk Assessment Notes (CRAN) for evaluating risk in borrower, transaction and underlying security and making initial recommendations. - Presenting the proposal to sanctioning authorities. - Preparing review and renewal credit reports for revisiting the limits and assessing the same for credit alerts. - Preparing term sheets. - Checking disbursements to ensure compliance with sanctioned terms. Credit Surveillance: - Monitoring and proactively highlighting risk in the portfolio of loans or the underlying security or the client. - Keeping update on real estate micro markets, real estate developers, regulations and general economy. Credit Administration: - Ensuring the approvals are taken as per policies laid down and ensuring the internal polices on credit are not violated. - Ensuring and monitoring that no external regulations of lending as and when updated by the various institutions like RBI or other regulators are not violated. - Supervising and ensuring proper maintenance of credit files to avoid any operational risks. Job Responsibility: Credit Analysis & due diligence Job requirements: - A desire & attitude for understanding of real estate is essential. - Computer savvy with experience in Word, Excel, Access, Power point and other analytical tools. - Conversant with financial modeling. - Knowledge of finance, accounting, corporate & general law and taxation. - The individual in this position must be results oriented and must possess excellent oral and written communication skills. Educational Qualifications: - Chartered Accountant. - Experience Profile. - At least 1-3 years of experience.

Mumbai

Manager/Senior Manager - Credit - Builder Finance - NBFC 

Job Description for Manager/Senior Manager - Credit - Builder Finance - NBFC  in COE Solution in  Mumbai for (3-6) years of experience. Apply Now!