Key Responsibilities:

Treasury & Liquidity Management:

- Manage the organization's overall treasury function, ensuring optimal liquidity and efficient utilization of funds.

- Monitor daily cash positions and ensure adequate funding for operational and strategic requirements.

- Develop and implement treasury strategies to optimize cash flow and maximize returns on surplus funds.

- Manage short-term and long-term liquidity requirements while maintaining financial flexibility.

- Monitor fund movements across multiple bank accounts and entities.

Cash Flow Planning & Forecasting:

- Prepare and maintain rolling cash flow forecasts on a weekly, monthly, quarterly, and annual basis.

- Conduct cash flow variance analysis and identify potential funding gaps.

- Collaborate with business units and finance teams to improve forecasting accuracy.

- Recommend corrective actions for cash flow optimization and working capital efficiency.

Banking & Financial Institution Management:

- Build and maintain strong relationships with banks, financial institutions, and lenders.

- Manage all banking operations, including account administration, fund transfers, banking facilities, and documentation.

- Negotiate banking terms, pricing, interest rates, and service agreements.

- Coordinate with lenders for working capital limits, term loans, and other borrowing facilities.

Working Capital Management:

- Monitor and optimize working capital components, including receivables, payables, and inventory funding.

- Evaluate borrowing requirements and recommend efficient financing structures.

- Ensure optimum utilization of credit facilities and minimize borrowing costs.

- Track liquidity ratios and working capital metrics.

Debt Management & Fund Raising:

- Prepare CMA Data and financial information required for debt raising, refinancing, and renewal of credit facilities.

- Support fundraising initiatives through banks and financial institutions.

- Monitor debt obligations, repayment schedules, interest costs, and covenant compliance.

- Assist senior management in evaluating financing alternatives.

Forex & Risk Management:

- Manage foreign exchange exposures arising from imports, exports, and international transactions.

- Design and execute hedging strategies to mitigate forex risks.

- Monitor currency market trends and evaluate hedging opportunities.

- Ensure compliance with RBI regulations and treasury risk management policies.

- Assess and manage interest rate, liquidity, and counterparty risks.

Gold Metal Loan (GML) Management:

- Monitor and manage Open Gold Metal Loan (GML) exposures.

- Track gold price fluctuations and assess associated risks.

- Coordinate with procurement, finance, and banking teams for GML settlements and rollovers.

- Ensure adequate hedging and risk mitigation strategies for commodity-linked exposures.

Credit Rating & Insurance Management:

- Coordinate with credit rating agencies for periodic rating reviews and submissions.

- Prepare required financial and operational information for rating assessments.

- Manage relationships with insurance providers and ensure adequate coverage of financial risks.

- Monitor policy renewals and claims processes.

Compliance & Governance:

- Ensure adherence to banking covenants, treasury policies, and regulatory requirements.

- Maintain compliance with RBI guidelines, FEMA regulations, and other applicable laws.

- Support internal and statutory audits related to treasury operations.

- Develop and strengthen treasury controls, SOPs, and governance frameworks.

Financial Reporting & Month-End Activities:

- Support month-end and year-end financial closing activities related to treasury transactions.

- Prepare treasury MIS reports, liquidity reports, borrowing reports, and management dashboards.

- Present key treasury insights and risk assessments to senior management.

- Ensure accuracy and completeness of treasury-related accounting entries.

Desired Candidate Profile:

Qualification:

- Chartered Accountant (CA) is mandatory.

- Additional certifications in Treasury, Risk Management, Forex, or Financial Markets would be an advantage.

Experience:

- experience in Treasury, Corporate Finance, Cash Management, or Banking Operations.

- Experience in managing working capital, forex hedging, debt management, and liquidity planning.

- Exposure to Gold Metal Loan (GML) management will be highly preferred.

- Experience dealing with multiple banking relationships and credit facilities.

Technical Skills:

- Treasury Management

- Cash Flow Forecasting & Analysis

- Working Capital Optimization

- Debt Raising & CMA Preparation