Manager/Senior Manager - Treasury

Manager / Senior Manager - Treasury (Long-Term Debt)

Location: Mumbai

Role Overview:

This role will have end-to-end ownership of long-term debt capital, with a strong and non-negotiable focus on term loans and long-term borrowings. The incumbent will lead institutional funding transactions, lender negotiations, execution, and post-disbursement compliance, while partnering closely with senior leadership on capital structure optimisation and funding strategy.

Key Responsibilities:

- Long-Term Debt & Term Loans (Core Focus - Non-Negotiable)

Own the entire lifecycle of long-term debt / term loan raising, including:

- Identification and selection of banks, NBFCs, and financial institutions

- Evaluation and negotiation of term sheets

- Sanction, documentation, and disbursement processes

- Post-disbursement monitoring and covenant compliance

- Build and deepen relationships with lenders and institutional funding partners

- Lead refinancing, restructuring, or repricing of existing long-term borrowings to optimise cost of capital

- Ensure timely servicing of interest and principal repayments, with strict adherence to loan covenants

Treasury & Financial Management

- Develop and maintain robust financial models, forecasts, and cash-flow projections to support debt raising and capital planning

- Conduct detailed financial statement analysis to support lender discussions and internal decision-making

- Partner closely with Corporate Finance, FP&A, and Accounting teams to align treasury strategy with business plans

- Oversee documentation, internal approvals, and controls related to borrowings

Stakeholder Management & Leadership

- Act as a key interface with lenders, advisors, auditors, and internal stakeholders

- Present funding proposals, updates, and risk assessments to senior management

- Lead, mentor, and review the work of two CAs within the treasury function

- Contribute to building scalable treasury processes, governance frameworks, and controls

Candidate Profile:

Experience & Background:

- 7-10 years of experience in Corporate Treasury

- Mandatory hands-on exposure to term loans / long-term debt capital (non-negotiable)

- Strong track record of institutional debt negotiations and execution

- Preference for candidates from mid-sized organisations; candidates from large corporates considered only if they have direct, end-to-end term-loan execution experience

- Education: CA / MBA preferred

- Work Model: 5-day work week (Finance & Accounts function)