Manager/Senior Manager/AGM - Credit Analyst - IC

Work Location: Bangalore / Mumbai / Pune / Gurgaon (Only Work From office)

Shift: UK Shift

Experience Required for Credit Analyst IC Role: Min 8+ years of experience in only Mid & Large Corporate Credit Report Writing, Credit Review, Credit Analysis, etc.

Job Description:

- Relevant experience within a financial institution (analyzing corporate client's risk, insights and credit)

- Relevant Knowledge and understanding of FIG, Corporates, Middle Market Financing Products Preparation of detailed credit and financial analyses, risk asset reviews including evaluation of corporate, regulatory and industry risk, historical operating performance, projected operating performance and capital structure.

- Sound knowledge of financials, cash flow, leverage & liquidity analysis, credit quality, assigned value risk analysis.

- Knowledge of internal rating rationale, projections and credit recommendations

- Ability to forecast and prepare Base Case Financial Projections, Potential Downside financial case projections models adjusting recessionary trends, counterparty specific risks and adjustments

- Risk Modelling - Base Case Scenario, Recessionary Case Scenario, Risk Models and Projections\ for income, cash flow for risk rating and judging repayment capacity and risks.

- Ability to weigh macro and company factors for risk analysis and recommendations

- Strong knowledge on Global accounting standards - IFRS, US GAAP Accounting and classification/ International Financial Reporting Standards (10-K, 10-Q, SEC / SEDAR / FRC Filings, Press Release and Investor Presentation etc.)

- Ability to understand private and public limited corporation structure, reporting and classification of financial segments and key credit assessment ratios / parameters

- Sound knowledge of parent and subsidiary exposure, debt structure, operating model and ownership structures Strong Knowledge of MS Office Spreadsheet and formulas Strong Ability to handle seasonal peaks and dynamic changes in workflow

- Knowledge of any one Financial Spreading tools : Moody's Risk Analyst, FIS Optimist, Credit lens or allied spreading tools