Manager - Risk Containment Unit - NBFC/Bank

Location : Mumbai

Work Mode : WFO

Experience : 3-8 Years (RCU experience in NBFC/Bank is mandatory)

JD:

- Lead and manage the Risk Containment Unit (RCU) function for assigned products and locations.

- Conduct pre- and post-disbursement verification, investigations, and field checks to identify fraud and misrepresentation.

- Review customer profiles, income documents, residence/business verifications, and third-party reports.

- Analyse fraud patterns, suspicious trends, and early warning signals to mitigate portfolio risk.

- Coordinate with credit, sales, operations, and legal teams for case escalations and corrective actions.

- Prepare and share detailed RCU reports, MIS, and fraud analysis with senior management.

- Ensure adherence to internal policies, process controls, and regulatory guidelines.

- Support policy strengthening and process improvements based on RCU findings.

- Guide and monitor RCU officers and vendors to maintain quality and turnaround time.