Manager - Risk Containment Unit - NBFC

About the role:

A leading Non-Banking Financial Company (NBFC) is looking for a Manager - Risk Containment Unit (RCU) to strengthen pre-disbursement fraud prevention and verification controls across its lending portfolio.

The role will own fraud investigations, field verification, document scrutiny and identification of suspicious loan applications.

The position will work closely with Credit, Underwriting, Operations and Business teams to mitigate lending fraud and maintain portfolio quality.

Key Responsibilities:

- Lead pre-disbursement fraud checks and investigations for suspicious loan applications.

- Identify identity fraud, income manipulation, document fabrication and borrower misrepresentation.

- Conduct field investigations and independently verify borrower, business, employment, residence and asset details.

- Review verification agency reports, conduct sample audits and maintain investigation quality standards.

- Partner with Credit and Underwriting teams on high-risk cases and escalate critical fraud findings.

- Maintain clear investigation records, supporting evidence and adherence to verification processes.

Ideal Candidate Profile:

- 5-9 years of relevant experience in RCU, fraud risk, fraud investigation, verification or risk control.

- Experience in an NBFC, bank, auto finance or retail lending environment.

- Strong hands-on expertise in field investigations and document verification.

- Understanding of lending fraud, identity fraud, income manipulation and fraudulent documentation.

- Experience assessing borrower profiles, business establishments, employment details and underlying assets.

- Familiarity with vehicle finance or auto finance preferred; willingness to work onsite in Gurugram is essential.