About Company:

Established in Mumbai more than three decades ago, the company is a prominent figure in India's financial services sector. It boasts a nationwide presence, operating in over 500 cities. The NBFC and its subsidiaries offer a wide array of products including gold loans, housing loans, microfinance, loans against property and securities, and insurance services.

In addition to these conventional offerings, the company also provides digital financial services, facilitates residential property transactions, and offers flexible loan options tailored to meet the needs of borrowers.

With significant assets under management and a large, dedicated workforce, this publicly listed non-banking financial company (NBFC) has earned numerous accolades for its exceptional customer service and pioneering use of technology.

Job Description:

Key Skills & Responsibilities:

Fraud Risk & Investigation:

- Identify, assess, and investigate potential fraud risks across business processes.

- Analyze transactional patterns, financial records, and supporting documents to detect anomalies.

- Conduct detailed investigations and prepare clear, structured investigation reports with findings and recommendations.

- Support fraud prevention initiatives and continuous improvement of control mechanisms.

Wilful Default Analysis:

- Analyze wilful default cases by reviewing borrower behavior, financial capacity, fund utilization, and repayment history.

- Prepare detailed documentation, case notes, and summaries aligned with internal and regulatory requirements.

- Coordinate with Legal and Compliance teams for further action and reporting.

Vendor / Third-Party Due Diligence:

- Perform end-to-end vendor due diligence including background checks, financial reviews, and risk profiling.

- Evaluate vendor risk exposure and highlight red flags related to reputation, financial stability, or compliance.

- Maintain accurate documentation and risk assessment reports for onboarding and periodic reviews.

Financial & Data Analysis:

- Review financial statements, bank statements, and transactional data to assess risk and credibility.

- Identify inconsistencies, trends, or unusual activities impacting fraud or credit risk.

Stakeholder Coordination:

- Work closely with internal stakeholders such as Audit, Legal, Compliance, Finance, and Business teams.

- Support cross-functional discussions by providing risk insights and investigative findings.

Reporting & Presentations:

- Prepare management presentations, dashboards, and summary reports highlighting key risks, findings, and action points.

- Ensure reports are clear, concise, and suitable for senior management review.