Designation: Finance & Accounts Manager - (NBFC)

Qualification: CA (Chartered Accountant)

Location: Pune.

Experience: 7+Years.

Salary: Best in Industry

Role Overview

We are seeking a highly skilled and detail-oriented Finance & Accounts Manager with 7-10 years of experience in the BFSI sector. This is a pivotal role responsible for overseeing the financial reporting framework, compliance with IND-AS, operational finance, and internal controls. The ideal candidate will bring strong technical expertise, hands-on experience across core finance functions, and the ability to contribute strategically through budgeting, forecasting, and MIS reporting. This position offers the opportunity to work in a dynamic, fast-paced environment and engage with senior leadership and external stakeholders.

Key Responsibilities

1. Finance & Accounts Operations:

- Oversee month-end and year-end closing processes.

- Manage accounts payable and receivable operations.

- Handle cash receipts, general ledger, payroll, and utility payments.

- Manage treasury operations, including cash flow forecasting and budgeting.

- Conduct revenue and expenditure variance analysis.

- Oversee capital and fixed asset reconciliations, tracking, and debt servicing.

2. Financial Reporting & Analysis

- Prepare and consolidate financial statements as per IND-AS.

- Conduct regular MIS and financial reporting for internal and external stakeholders.

- Analyze financial performance, including yield, cost of borrowing, and Net Interest Margin (NIM).

- Support strategic business decisions with data-driven insights and portfolio-level analytics.

3. Regulatory & RBI-Specific Financial Compliance

- Ensure compliance with RBI Master Directions, liquidity norms (LCR/ALM), and CRAR requirements.

- Liaise with RBI, statutory auditors, and regulators for inspections and compliance queries.

- Ensure accurate and timely submission of financial disclosures as per IND-AS and RBI norms.

4. Systems, Controls & Compliance

- Participate in ERP implementations (Tally, Oracle, or SAP).

- Implement and monitor financial controls to mitigate risks and ensure compliance.

- Automate reconciliations, workflows, and reporting processes for scalability.

- Compute IND-AS adjustments such as:

o EIR (Effective Interest Rate - Ind AS 109),

o ECL (Expected Credit Loss - Ind AS 109),

o EIS (Effective Interest Spread for derecognized financial assets like PTC/securitization).

- Prepare and track annual operating plans versus actuals.

5. Fund Management & Borrowings

- Manage working capital and coordinate fund drawdowns from lenders and banking partners.

- Track and manage repayment schedules, interest costs, and covenant compliance.

- Oversee securitization & Direct Assignment (DA) accounting, including PTC-related reconciliations and investor reporting.

6. Treasury & ALM Oversight-

- Support ALM activities, including liquidity planning, maturity profiling, and funding strategy.

- Prepare ALCO reports and collaborate with Risk team for regulatory alignment.

7. Budgeting & Operational Finance-

- Lead the preparation of monthly/quarterly budgets for disbursements, collections, and branches.

- Collaborate with business heads to monitor cost-to-income, yields, and operational KPIs.

8. Audit & Governance-

- Coordinate internal audits covering lending, expense, and vendor areas.

- Facilitate statutory and RBI audit requirements, and ensure timely closure of audit findings.

Experience Requirements

- Proven expertise in preparing IND-AS financial statements, including both standalone and consolidated accounts.

- Familiarity with IFRS and any prior experience working in Saudi Arabia is an added advantage.

- Hands-on experience across core finance functions, including taxation, revenue management, accounts payable/receivable, banking, and treasury.

- Demonstrated ability to prepare MIS and deliver board-level presentations to directors and investors.

- Experience in budgeting, forecasting, and financial modelling.

Work Timings:

9.00 AM to 6.00 PM

Monday through Friday

Client Details :

The company (US-based small business lender) is a newly established, credit-focused NBFC (Non-Banking Financial Company) in India, committed to expanding access to finance for MSMEs and underserved retail borrowers across the country. company mission is to build a modern, tech-enabled lending platform that delivers responsible, scalable credit solutions, helping to close the financial inclusion gap in India's emerging markets.