Job Summary :

The Finance Manager will be responsible for managing the organization's treasury operations, banking relationships, loan coordination, working capital management, and financial reporting. The incumbent will work closely with banks, financial institutions, internal stakeholders, and senior management to ensure optimum liquidity, timely availability of funds, and efficient management of banking facilities.

The ideal candidate should be a self-driven, hands-on, and result-oriented professional with strong exposure to treasury and banking functions in large manufacturing organizations.

Key Responsibilities :

1. Treasury Management :

- Manage daily cash flow and liquidity requirements.

- Optimize utilization of working capital facilities.

- Monitor fund flows and banking transactions.

- Plan short-term and long-term funding requirements.

2. Banking & Loan Coordination :

- Coordinate with banks and financial institutions for various credit facilities.

- Handle Working Capital Limits, Cash Credit, Term Loans, Bank Guarantees, Letters of Credit, and SBLCs.

- Ensure timely renewal and documentation of banking facilities.

- Maintain strong relationships with bankers and financial institutions.

3. Stock Statement & Compliance :

- Ensure timely submission of monthly stock statements and QIS reports.

- Coordinate submission of financial data required by banks.

- Monitor covenant compliance under various loan agreements.

- Support statutory and internal audits relating to banking matters.

4. Working Capital Management :

- Monitor debtor and creditor cycles.

- Optimize inventory and cash conversion cycle.

- Track fund utilization and borrowing costs.

- Assist management in working capital planning.

5. MIS & Financial Reporting :

- Prepare treasury and banking MIS.

- Monitor interest costs and banking charges.

- Support budgeting and cash flow forecasting.

- Provide financial analysis for management decision-making.

6. ERP & Process Management :

- Ensure efficient treasury operations through SAP-B1.

- Improve finance processes and internal controls.

- Coordinate with Accounts, Commercial, Procurement, and Operations teams.

Desired Candidate Profile :

Educational Qualification :

- MBA (Finance).

Experience :

- 8 - 10 years of relevant experience in Treasury, Banking, and Finance.

- Mandatory experience in manufacturing companies with an annual turnover of 700-900 Crore or above.

- Minimum stability of 4 years in at least one previous organization.

- Experience in dealing with multiple banking relationships and large credit facilities.

Age Criteria :

- Maximum age : 40 years.

Technical Skills :

- Loan Coordination.

- Banking Relationship Management.

- Capable in preparation of CMA Data.

- Treasury Management.

- Working Capital Management.

- Stock Statement and QIS submission.

- SAP-B1 (Mandatory).

- Advanced MS Excel (Mandatory).

- Financial MIS and Reporting.

Key Competencies :

Professional Attributes :

- Self-motivated and hands-on professional.

- Delivery-focused with strong execution capabilities.

- Presentable and capable of representing the company before banks, financial institutions, auditors, and other stakeholders.

- Professional conduct and lifestyle compatible with senior client-facing responsibilities.

Functional Skills :

- Strong banking and treasury knowledge.

- Financial analysis and problem-solving abilities.

- Excellent negotiation and relationship management skills.

- Attention to detail and commitment to compliance.

Behavioural Competencies :

- High integrity and accountability.

- Good communication and interpersonal skills.

- Ability to work under pressure and meet deadlines.

- Team player with a proactive approach.

Key Performance Indicators (KPIs) :

- Treasury : Optimum fund management and liquidity.

- Banking : Timely renewal and utilization of credit facilities.

- Loan Coordination : Efficient handling of bank documentation and sanctions.

- Stock Statements : 100% timely submission.

- Working Capital : Improved cash flow and fund utilization.

- SAP B-1 & MIS : Accurate and timely reporting.

- Compliance : Zero major banking and documentation lapses.

- Stakeholder Management : Strong relationships with banks and financial institutions.

Ideal Candidate Profile :

A finance professional with strong expertise in treasury, banking, and working capital management, having proven experience in large manufacturing organizations (700-900 Crore turnover), excellent banking relationship management skills, proficiency in SAP B1 and Excel, and the ability to represent the organization effectively before financial institutions and other external stakeholders.