Manager - Credit Risk

ROLE & RESPONSIBILITIES

- Understanding of the wholesale, retail, and other lending (like Micro Finance) products.

- Sound knowledge on Regulatory and accounting areas like Basel Accords and IFRS 9 (ECL).

- Experience in wholesale / retail model (risk parameter estimations like PD, LGD, EAD, pooling) development and validations.

- Understanding of credit processes, compliances, and regulatory requirements.

- Ability to take an integrated approach to Enterprise Risk Management (ERM).

The candidate also needs to have proficiency in one of the following:

- Prior experience in advising Banks/ NBFCs/ Insurance on the above areas.

- Prior experience with Banks / NBFCs, preferably with mid office experience in - credit policy & processes, credit ratings/scoring, credit risk modelling, regulatory requirements and preferably should have played a role in defining them.

THE INDIVIDUAL

- Prior experiences in managing and motivating the team in risk related areas.

- Strong ability to map client business requirements and convert the same to a viable business proposition.

- Effective communication skills with client facing experience.

- Lead by example and motivate the team; Good attitude and be a part of collaborator.

- Provide strategic decisions to team and clients.

- Ability to interact and make presentations at the CXO level.

- Prior working knowledge with open solutions like R/Python is preferred.

- Will be able to take responsibility on revenue numbers and bring new clients to the group.

QUALIFICATION

Qualified CAs or Postgraduate with - with minimum 6 years of experience in Banks, Rating Agencies, Consulting Firms, Analytical Software Companies