Manager - Audit - CA

Description:

Location: Mumbai, Bengaluru, Chennai

Experience:

CA with 4+ years, OR

Non-CA with 8+ years in Internal Audit

Role Summary:

We are seeking an experienced Internal Auditor with strong exposure to Housing Finance / LAP / Home Loan portfolios within an NBFC or Bank. The role is responsible for conducting branch and field audits, evaluating adherence to RBI guidelines and internal credit & operational policies, and strengthening process controls across the lending lifecycle.

This role is strictly for Internal Audit professionals only.

Key Responsibilities:

- Plan and execute branch audits and field audits across housing finance / LAP / home loan business locations.

- Review loan files, documentation, KYC, property papers, valuation, legal reports, PD checks and disbursement controls for process compliance.

- Identify policy deviations, documentation gaps, sanction irregularities and audit observations.

- Evaluate adherence to RBI Master Directions and NBFC guidelines relevant to mortgage lending.

- Perform control testing / sample testing / walkthroughs on end-to-end lending process.

- Draft audit reports including findings, recommendations and risk rating.

- Work with auditees to close audit points within defined timelines while ensuring sustainable corrective action.

- Provide support in fraud investigation cases / exception monitoring when required.

Mandatory Skill Requirements:

- Strong Internal Audit experience in Housing Finance / LAP / Home Loan lending

- Conducted on-site branch audits & field audits (not desk audits only)

- Knowledge of RBI circulars, NBFC norms & mortgage lending regulations

- Ability to independently draft audit observations & closure reports

- Advanced proficiency in Excel and audit documentation

Desired Candidate Profile:

- CA preferred, though experienced non-CA candidates will also be considered

- Background in NBFC / Housing Finance Company / Bank (Mortgage vertical) is mandatory

- Should be comfortable with regular travel for field and branch audits

- Strong communication, independence and stakeholder management skills