Manager - Artificial Intelligence & Data Science

Role Overview

As a Team Manager - AI & Data Science, you will play a key role in enabling growth strategy by embedding data insights into end-to-end business solutions. You will translate analytical outcomes into actionable business strategies, supporting informed decisions across rural lending portfolios and strengthen its position as a high-performing NBFC.

Key Responsibilities :

- Build and operationalize empirical models for automated credit underwriting, complemented by randomized controlled experiments to rigorously validate and refine model-driven credit decisions.

- Identify market trends, customer needs, and competitive dynamics to design innovative lending solutions.

- Develop and implement strategies to expand the unsecured and rural lending businesses in alignment with overall vision and growth objectives.

- Collaborate with product teams to design and refine micro loan offerings (e.g., Gold, Business, and Rural Loans) tailored to target segments.

- Work with collection teams to develop data-driven models that optimize recovery strategies and reduce collection costs.

- Work closely with IT, model validation, and engineering teams to ensure compliant model deployment with optimal system latency and operational efficiency.

- Lead the development of advanced modeling methodologies, algorithms, and diagnostic frameworks to evaluate model robustness, sensitivity, and stability.

- Stay updated on emerging industry trends, best practices, and regulatory developments influencing rural and micro business lending.