Job Purpose Statement (Summarize in one/two statements why this job exists and the contribution makes to the overall business of the company). - To manage overall business operations in his state and ensure that they are carried out effectively and efficiently thereby achieving desired business results. Duties & Responsibilities (List in the order of importance the duties & responsibilities of this job) For Business Development: - Maintaining relationship with village authorities, managing local bodies and politically influential people - Travel extensively in the state for identifying new business opportunities and potential village clusters to increase business coverage - Develop promotional and brand building plans and get those implemented for generating leads and for enhancing market penetration - To understand & carry out all the other responsibilities as per the instruction by the company For Portfolio Health: - Ensuring good quality loans. - LTC Evaluation & PDC control - Ensuring low NPA's in the region - Counseling defaulters to make timely payment of EMI's - Ensuring timely collection of the EMI's - Ensuring profitability of the states through effective cost control and AFC collection by State For Process improvement and Adherence: - Verifying files where subsequent disbursement request are not forthcoming. - Conducting random verification of properties financed during branch visits - Monitoring proper documentation of loan files of the region as per the norms and regulatory requirements are being adhered to. - Ensure to maintain monthly and quarterly reports and records - Manage effective Product & Process Improvement through constant process development. - Implement policies and procedures in allocated state and ensure that the team adheres and follows those For Customer Satisfaction: - Attending and redressing customer grievances on timely basis - Ensuring speedy disbursals of Home Loans For Employee Development and Engagement: - Guiding and Motivating team to deliver performance. - Regularly reviewing and monitoring performance of the team members - Timely connecting with the employees to ensure their involvement and engagement. - Manage attrition in the state and implement measures to reduce attrition - To ensure timely Recruitment of employees as per the manpower budget - To ensure mentoring of the new joinees and impart training for functional & behavioral needs. Decision Making Authority (Describes the type of decisions made alone, those on which the manager must be consulted, those referred to a higher level, and job procedures to be followed). - Which areas to penetrate in - Where and how to allocate resources - Recruiting staff

Bihar

Patna

Mahindra Finance - Regional Business Head 

Job Description for Mahindra Finance - Regional Business Head  in Mahindra Home Finance in  Bihar Patna for (8-15) years of experience. Apply Now!