Locofast - Manager - Credit - IIT/IIM/ISB/MDI/FMS

Role & Responsibilities:

1. New Partner integration

- Continuously expand the credit lenders base by onboarding them as partners for Locofast's supply chain financing program

- Understand the products offered by new channel partners and their target segments for effective implementation

2. Stakeholder management

- Interacting with cross functional teams and driving the credit sanction funnel targets

- Manage FIs/NBFCs/Banking relationships and lead discussions with financing partners during engagement calls

3. Performance monitoring

- Portfolio Analysis and recommending policy changes/updates basis the outcome of the analysis

- Periodical credit review of the existing portfolio and conduct various analysis to identify the high-risk segments

- Taking actions to mitigate the risks identified based on portfolio performance

- Monitor the delinquent accounts to ensure the achievement of company standards/benchmark of the delinquency

- Identifying technological solutions to improve existing processes and overall portfolio management functions

- Analysis of various MIS to monitor portfolio performance and risk

You should have:

- 5 years with 2 - 3 years in Credit & risk management (digital unsecured lending)

- Minimum Qualification: B.Tech. MBA preferred

- Skills: SQL, Advanced Excel

- Detail-oriented with strong problem-solving and communication skills

- Ability to work under pressure and manage multiple priorities

- Strong financial and analytical skills with the ability to interpret complex data