Office cab/shuttle

Health insurance

Job/Soft skill training

Free meal

International/On-site exposure

Professional degree assistance

Cafeteria

Air India Express Reviews by Employees

Senior Security Officer

Associate

Cabin Crew

Senior Associate

Assistant Security Officer

Ground Staff

Cabin Crew Incharge

Deputy Manager - Credit Operations Job Location : Ahmedabad Exp : 6 to 7 years Some high level things you would own but not limited to: - You will evaluate creditworthiness of loan applicants through analysis of financial statements, credit scores, payment history, and other relevant factors. - You will make informed decisions on loan applications based on the company's credit policies and risk tolerance. - You will conduct thorough credit risk analysis to identify potential risks and develop risk mitigation strategies - Credit Assessment and Decision Making - You will oversee the end-to-end credit operations process, including loan application processing, documentation, and disbursement. - You will collaborate with internal teams such as Sales, Underwriting, and Collections to ensure smooth and efficient credit operations. - You will develop and implement credit policies, procedures, and guidelines to enhance efficiency and maintain compliance Credit Operations Management. - You will monitor and manage the credit portfolio to identify early warning signs, trends, and potential areas of concern. - You will perform periodic portfolio analysis to assess the performance of loans, identify patterns, and make recommendations for portfolio optimization. - You will utilize data and analytics to generate insights and develop strategies for minimizing credit risk and improving portfolio quality - Portfolio Monitoring and Analysis. - You will stay updated on relevant regulations, guidelines, and industry best practices related to credit and lending. - You will ensure compliance with regulatory requirements and internal policies in all credit-related activities. - You will collaborate with the Compliance and Legal teams to address any compliance issues and implement necessary controls - Compliance and Regulatory Adherence. - You will provide guidance, training, and mentoring to credit team members to enhance their skills and performance. - You will foster a collaborative and supportive work environment, promoting effective teamwork and knowledge sharing. - You will conduct performance evaluations, set performance goals, and provide regular feedback to team members - Team Management and Development. What you would possess already: - Bachelor's degree in finance, accounting, economics, or a related field. - A master's degree or relevant professional certifications (such as CFA, FRM) would be a plus. - Prior experience in credit analysis, underwriting, or credit risk management, preferably within the fintech industry. - Strong understanding of credit risk assessment techniques, credit scoring models, and lending principles. - Familiarity with relevant regulatory frameworks and compliance requirements in the financial services sector. - Proficiency in using credit analysis tools, financial software, and data analytics platforms. - Excellent analytical and problem-solving skills with attention to detail. - Strong communication and interpersonal skills to collaborate effectively with cross-functional teams, clients, and stakeholders. - Ability to work in a fast-paced, dynamic environment and handle multiple priorities simultaneously. - Strong leadership and team management abilities.

Ahmedabad

Gujarat

LendingKart - Deputy Manager - Credit Operations 

Job Description for LendingKart - Deputy Manager - Credit Operations  in Lendingkart Finance Limited in  Ahmedabad Gujarat for (6-7) years of experience. Apply Now!

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