Lender Review Analyst

Lender Review Analyst

Principal Responsibilities:

- Project Review and Analysis: Conduct thorough reviews of condo project documentation to ensure compliance with relevant guidelines. Analyze project financials, legal documents, insurance policies, and other pertinent materials. Evaluate the financial stability, governance structure, and overall condition of condo associations.

- Risk Assessment: Identify and assess risks associated with lender projects. Provide recommendations to mitigate identified risks and ensure regulatory compliance.

- Documentation and Reporting: Prepare detailed reports and summaries of findings. Maintain accurate and organized records of all reviewed projects. Communicate findings and recommendations to internal stakeholders, including underwriting and management teams.

- Compliance and Guidelines: Stay current with relevant guidelines, updates, and industry best practices. Ensure all project reviews adhere to current standards and regulatory requirements.

- Collaboration: Work closely with underwriting, loan processing, and risk management teams. Liaise with external stakeholders, including condo association representatives, project developers, and legal advisors.

- Training and Support: Assist in training junior analysts and team members on compliance guidelines and review processes. Provide support and expertise to internal teams as needed.

Essential Skills:

- Proficient in Microsoft Excel and financial modeling.

- Strong analytical skills with attention to detail.

- Solid problem-solving abilities.

Desired Skills:

- Experience in the mortgage, banking, or financial services industry.

- Knowledge of regulatory requirements (e.g., Basel III, Dodd-Frank Act).

- Certification in risk management or credit analysis (e.g., FRM, CFA).

- Excellent verbal and written communication skills.

- Ability to work independently and manage multiple tasks.

- Strong teamwork and interpersonal skills.

- High level of integrity and ethical standards.

Education and Experience:

- Master's or Bachelors degree in Finance, Economics, Business Administration, or a related field.

- Experience in risk management, US Mortgage, or Underwriting.

- Background in underwriting US mortgages, including understanding borrowers income, assets, and appraisal.

- Experience reviewing escrow or condo documents, such as balance sheets, CC&Rs, and budget statements.

- As a Lender Review Analyst at Rexera, you will assess lender performance, ensure regulatory compliance, and manage financial risk.

- This role requires a solid background in underwriting US mortgages, knowledge of borrowers income and assets, and experience in reviewing escrow or condo documents.